Privacy & cookies

What you type here

The calculator runs entirely in your browser. Accrual rates, balances, hours used and hourly rates are never transmitted, never written to a server and never stored between visits. There are no accounts and no sign-in.

Advertising

No advertising is served in this build. Space is reserved in the layout so that enabling it later does not move the page.

You can control personalised advertising in Google’s own ad settings, and you can block or delete cookies in your browser. Blocking them does not affect the calculator, because the calculator does not use them.

Your choices under GDPR and CCPA

If you are in the European Economic Economic Area, the United Kingdom or Switzerland, you have the right to access, correct and erase personal data held about you, to object to processing and to lodge a complaint with your supervisory authority. Because this site holds no account data and receives nothing you type, a request will usually concern advertising cookies set in your browser, which you can clear yourself at any time.

If you are a California resident, you have the right to know what personal information is collected, to request deletion and to opt out of the sale or sharing of personal information. We do not sell personal information. Advertising partners may treat ad personalisation as sharing; opting out through your browser or through Google’s ad settings stops it.

Analytics

No analytics or tracking scripts of our own are loaded on this site.

Changes

If this policy changes, the updated version replaces this page. Material changes will be described here rather than applied silently.